Seg Funds

Segregated funds are a type of investment product that combines the features of a mutual fund and a life insurance policy. They are offered by Canadian insurance companies and are not traded on a public market. Segregated funds allow investors to participate in the growth potential of a portfolio of assets, while also providing a guarantee of a minimum return at maturity or death. Segregated funds may also offer creditor protection and estate planning benefits, depending on the beneficiary designation. However, segregated funds also have higher fees and expenses than mutual funds, and may have less flexibility and liquidity. Segregated funds are suitable for investors who want to balance risk and reward, and who value the security and protection of an insurance contract.