Question 1

Why is buying insurance important?

Accepted Answer

Buying insurance is crucial for protecting yourself from financial losses due to unexpected events. With health insurance, you can receive medical treatment without bearing the full cost. Life insurance provides financial support to your family in case of your passing. By pooling the risks of many individuals, insurance companies can cover the claims of those who suffer losses. The premium you pay depends on your likelihood of making a claim and the amount of coverage you choose. Insurance helps you avoid financial hardship and stress, giving you peace of mind and confidence to pursue your goals. Always read your policy carefully to understand what it covers and any exclusions or limitations.

Question 2

Can new customers get a free consultation?

Accepted Answer

Yes, we offer free consultations to new customers. At CEC, we believe in the importance of protecting your assets and planning for your future. Whether you're looking for insurance or want to invest in your retirement, education, or business goals, we have the right solutions for you. Contact us today to schedule your free consultation with one of our experienced advisors.

Question 3

How can I avoid being over-insured?

Accepted Answer

To avoid being over-insured, which means paying more than necessary for your coverage, follow these steps: - Regularly review your insurance needs and adjust your coverage as needed. For instance, you might need less life insurance as you age and your dependents become independent. - Compare different insurance products and providers to find the best value. Online tools or an independent insurance broker can help you compare options. - Avoid buying duplicate or overlapping policies. For example, if your credit card offers travel insurance, you don't need to buy additional coverage. - Read the fine print of your insurance contracts to understand what is covered and what is excluded. You might save money by opting out of optional features or benefits you don't need.

Question 4

In which languages can you assist me?

Accepted Answer

We provide services in English, Mandarin, and Cantonese. Our multilingual team is here to assist you with all your needs. Contact us today to find out how we can help you.

Welcome to Cornerstone Enterprises Corporation

Discover a dedicated team of insurance advisors committed to addressing your needs and securing your financial future.