Health and Dental

About

Having health and dental benefits is important for your overall well-being and quality of life. Health and dental benefits can help you prevent and treat various diseases and conditions that affect your mouth, teeth and gums. Some of these diseases and conditions can also have serious consequences for your general health, such as increasing the risk of cardiovascular disease, cancer and dementia. Health and dental benefits can also help you maintain good oral hygiene, which can reduce bad breath, tooth decay and gum disease . Moreover, health and dental benefits can boost your confidence and self-esteem by improving your appearance and smile. Therefore, it is recommended that you visit your dentist and hygienist regularly for check-ups and cleanings, and practice daily brushing and flossing.

Private health benefit plans are insurance plans that can help individuals and families pay for health-care expenses that are not fully covered by their provincial or territorial health plans. These expenses can include medical, dental, vision, prescription drugs, hospitalization, and other services. Private health benefit plans can be purchased from various insurance companies, such as Sun Life, Canada Life, or others. Depending on the plan, the premiums paid may be eligible for a tax deduction as a medical expense. To qualify as a private health services plan (PHSP) according to the Canada Revenue Agency (CRA), the plan must meet certain conditions, such as covering only eligible medical expenses and having at least 90% of the premiums related to those expenses.